{"id":2216,"date":"2025-08-26T16:34:43","date_gmt":"2025-08-26T20:34:43","guid":{"rendered":"https:\/\/iiicareer.com\/eng\/?p=2216"},"modified":"2025-08-26T16:33:18","modified_gmt":"2025-08-26T20:33:18","slug":"new-york-secure-choice-savings-program-coming-in-2025","status":"publish","type":"post","link":"https:\/\/iiicareer.com\/eng\/2025\/08\/26\/new-york-secure-choice-savings-program-coming-in-2025\/","title":{"rendered":"New York Secure Choice Savings Program, Coming in 2025"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/iiicareer.com\/eng\/wp-content\/uploads\/2025\/01\/Retirement-Resized-01.png\" alt=\"\" class=\"wp-image-1663\" style=\"width:300px\" srcset=\"https:\/\/iiicareer.com\/eng\/wp-content\/uploads\/2025\/01\/Retirement-Resized-01.png 800w, https:\/\/iiicareer.com\/eng\/wp-content\/uploads\/2025\/01\/Retirement-Resized-01-300x200.png 300w, https:\/\/iiicareer.com\/eng\/wp-content\/uploads\/2025\/01\/Retirement-Resized-01-768x512.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n<p>New York has officially joined the growing list of states requiring certain private employers to offer retirement savings options.  Secure Choice is a state-sponsored retirement savings program structured as an automatic-enrollment Roth IRA.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>An employer will be covered under Secure Choice if it:&nbsp;<br>\u30fbHas 10 or more employees in New York at all times during the prior calendar year,&nbsp;<br>\u30fbHas been in business for at least two years, and&nbsp;<br>\u30fbDoes not currently sponsor a qualified retirement plan (such as a 401(k), 403(b), SIMPLE IRA, or SEP).&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Employers notified by the Program, who believe they are exempt, will need to follow specific procedures to certify their exemption.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Jackson Lewis:<\/em><br><strong><em><a href=\"https:\/\/www.benefitslawadvisor.com\/2025\/08\/articles\/state-mandated-retirement-plan\/countdown-to-compliance-what-employers-need-to-know-about-new-yorks-secure-choice-savings-program\/\" target=\"_blank\" rel=\"noreferrer noopener\">Countdown to Compliance: What Employers Need to Know About New York\u2019s Secure Choice Savings Program<\/a><\/em><\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><em>New York State:<\/em><br><em><a href=\"https:\/\/www.newyorksecurechoice.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Coming in 2025 \u2013 Welcome to New York Secure Choice<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>New York has officially joined the growing list of states requiring certain private employers to offer retirement savings options. Secure Choice is a state-sponsored retirement savings program structured as an automatic-enrollment Roth IRA. An employer will be covered under Secure Choice if it:&nbsp;\u30fbHas 10 or more employees in New York at all times during the [&hellip;]<\/p>\n","protected":false},"author":1003,"featured_media":1663,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"vkexunit_cta_each_option":"","footnotes":""},"categories":[16],"tags":[59,245,243],"class_list":["post-2216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal","tag-new-york","tag-retirement-savings-options","tag-secure-choice-savings"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/iiicareer.com\/eng\/wp-json\/wp\/v2\/posts\/2216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iiicareer.com\/eng\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iiicareer.com\/eng\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iiicareer.com\/eng\/wp-json\/wp\/v2\/users\/1003"}],"replies":[{"embeddable":true,"href":"https:\/\/iiicareer.com\/eng\/wp-json\/wp\/v2\/comments?post=2216"}],"version-history":[{"count":2,"href":"https:\/\/iiicareer.com\/eng\/wp-json\/wp\/v2\/posts\/2216\/revisions"}],"predecessor-version":[{"id":2225,"href":"https:\/\/iiicareer.com\/eng\/wp-json\/wp\/v2\/posts\/2216\/revisions\/2225"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iiicareer.com\/eng\/wp-json\/wp\/v2\/media\/1663"}],"wp:attachment":[{"href":"https:\/\/iiicareer.com\/eng\/wp-json\/wp\/v2\/media?parent=2216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iiicareer.com\/eng\/wp-json\/wp\/v2\/categories?post=2216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iiicareer.com\/eng\/wp-json\/wp\/v2\/tags?post=2216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}