{"id":4931,"date":"2026-02-16T12:00:32","date_gmt":"2026-02-16T17:00:32","guid":{"rendered":"https:\/\/iiicareer.com\/jpn\/?p=4931"},"modified":"2026-01-08T12:46:09","modified_gmt":"2026-01-08T17:46:09","slug":"%e3%82%a2%e3%83%a1%e3%83%aa%e3%82%ab%e3%81%ae%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%8c%e6%89%b1%e3%81%86%e9%80%80%e8%81%b7%e5%b9%b4%e9%87%91%e3%83%97%e3%83%a9%e3%83%b3%e3%81%ae%e7%a8%ae%e9%a1%9e","status":"publish","type":"post","link":"https:\/\/iiicareer.com\/jpn\/2026\/02\/16\/%e3%82%a2%e3%83%a1%e3%83%aa%e3%82%ab%e3%81%ae%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%8c%e6%89%b1%e3%81%86%e9%80%80%e8%81%b7%e5%b9%b4%e9%87%91%e3%83%97%e3%83%a9%e3%83%b3%e3%81%ae%e7%a8%ae%e9%a1%9e\/","title":{"rendered":"\u30a2\u30e1\u30ea\u30ab\u306e\u4fdd\u967a\u4f1a\u793e\u304c\u6271\u3046\u9000\u8077\u5e74\u91d1\u30d7\u30e9\u30f3\u306e\u7a2e\u985e\u3068\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"211\" height=\"400\" src=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_title.jpg\" alt=\"\" class=\"wp-image-4910\" style=\"width:142px;height:auto\" srcset=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_title.jpg 211w, https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_title-158x300.jpg 158w\" sizes=\"auto, (max-width: 211px) 100vw, 211px\" \/><\/figure>\n<\/div>\n\n\n<p>\u30a2\u30e1\u30ea\u30ab\u306e\u4fdd\u967a\u4f1a\u793e\u3092\u901a\u3058\u3066\u53d6\u308a\u6271\u3046\u3053\u3068\u306e\u3067\u304d\u308b\u9000\u8077\u5e74\u91d1\u30d7\u30e9\u30f3\u306f\u591a\u5c90\u306b\u308f\u305f\u308a\u3001\u7279\u306b\u4fdd\u967a\u5546\u54c1\u3068\u9023\u643a\u3057\u305f\u30d7\u30e9\u30f3\u304c\u3042\u308a\u307e\u3059\u3002\u4ee3\u8868\u7684\u306a\u7a2e\u985e\u3068\u4e00\u822c\u7684\u306a\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u3054\u6848\u5185\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3000\u4e3b\u306a\u9000\u8077\u5e74\u91d1\u30d7\u30e9\u30f3\u306e\u7a2e\u985e\u3068\u7279\u5fb4<\/p>\n\n\n\n<p>\u3000\u30a2\u30e1\u30ea\u30ab\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u4e3b\u306b\u4ee5\u4e0b\u306e\u5546\u54c1\u3092\u901a\u3058\u3066\u8001\u5f8c\u306e\u5099\u3048\u3068\u306a\u308b\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uff11\u3001\u30a2\u30cb\u30e5\u30a4\u30c6\u30a3\uff08\u5e74\u91d1\u4fdd\u967a\u3001Annuity\uff09<\/h3>\n\n\n\n<p>\u3000\u4fdd\u967a\u4f1a\u793e\u304c\u8ca9\u58f2\u3059\u308b\u5951\u7d04\u5546\u54c1\u3067\u3001\u4e00\u62ec\u307e\u305f\u306f\u4e00\u5b9a\u671f\u9593\u306b\u308f\u305f\u308a\u8cc7\u91d1\u3092\u62e0\u51fa\u3057\u3001\u9000\u8077\u5f8c\u306b\u5b9a\u671f\u7684\u306a\u53ce\u5165\uff08\u5e74\u91d1\uff09\u3092\u4fdd\u8a3c\u3059\u308b\u3053\u3068\u3092\u76ee\u7684\u3068\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3000\u7a2e\u985e\uff1a<\/p>\n\n\n\n<p>&nbsp;\u2460\u56fa\u5b9a\u30a2\u30cb\u30e5\u30a4\u30c6\u30a3\uff08Fixed Annuity\uff09: \u78ba\u5b9a\u3055\u308c\u305f\u5229\u7387\u3001\u307e\u305f\u306f\u6700\u4f4e\u4fdd\u8a3c\u5229\u7387\u3092\u63d0\u4f9b\u3057\u3001\u5b89\u5b9a\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>&nbsp;\u2461\u5909\u984d\u30a2\u30cb\u30e5\u30a4\u30c6\u30a3\uff08Variable Annuity\uff09: \u6295\u8cc7\u5b9f\u7e3e\u306b\u3088\u3063\u3066\u7a4d\u7acb\u91d1\u304c\u5909\u52d5\u3057\u3001\u3088\u308a\u9ad8\u3044\u30ea\u30bf\u30fc\u30f3\u304c\u671f\u5f85\u3067\u304d\u308b\u4e00\u65b9\u3067\u3001\u640d\u5931\u306e\u30ea\u30b9\u30af\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>&nbsp;\u2462\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30fb\u30a2\u30cb\u30e5\u30a4\u30c6\u30a3\uff08Indexed Annuity\uff09: \u4e3b\u8981\u306a\u5e02\u5834\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u306e\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u306b\u9023\u52d5\u3057\u3001\u901a\u5e38\u3001\u5e02\u5834\u4e0b\u843d\u306b\u5bfe\u3059\u308b\u4fdd\u8b77\uff08\u6700\u4f4e\u4fdd\u8a3c\uff09\u3068\u3001\u5e02\u5834\u4e0a\u6607\u306b\u5bfe\u3059\u308b\u4e0a\u9650\uff08\u30ad\u30e3\u30c3\u30d7\uff09\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"876\" src=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/1.jpg\" alt=\"\" class=\"wp-image-4932\" srcset=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/1.jpg 710w, https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/1-243x300.jpg 243w\" sizes=\"auto, (max-width: 710px) 100vw, 710px\" \/><\/figure>\n<\/div>\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"852\" src=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/2.jpg\" alt=\"\" class=\"wp-image-4933\" srcset=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/2.jpg 710w, https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/2-250x300.jpg 250w\" sizes=\"auto, (max-width: 710px) 100vw, 710px\" \/><\/figure>\n<\/div>\n\n\n<h6 class=\"wp-block-heading\">\u6ce8\u8a18: &#8220;Traditional IRA\u3001401(k)\u3001Roth IRA: \u3053\u308c\u3089\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u3082\u53d6\u308a\u6271\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u4e00\u822c\u7684\u306a\u9000\u8077\u53e3\u5ea7\u3067\u3042\u308a\u3001\u7a0e\u5236\u512a\u9047\u304c\u53d7\u3051\u3089\u308c\u307e\u3059\uff08\u4f8b\uff1aTraditional\u306f\u7a0e\u5f15\u524d\u62e0\u51fa\u30fb\u5f15\u304d\u51fa\u3057\u6642\u8ab2\u7a0e\u3001Roth\u306f\u7a0e\u5f15\u5f8c\u62e0\u51fa\u30fb\u5f15\u304d\u51fa\u3057\u6642\u975e\u8ab2\u7a0e\uff09\u3002<\/h6>\n\n\n\n<h6 class=\"wp-block-heading\">&#8220;\u3053\u306e\u60c5\u5831\u306f\u4e00\u822c\u7684\u306a\u30ac\u30a4\u30c0\u30f3\u30b9\u3067\u3042\u308a\u3001\u500b\u5225\u306e\u5546\u54c1\u306e\u8a73\u7d30\u306a\u6761\u4ef6\u3001\u624b\u6570\u6599\u3001\u7a0e\u5236\u4e0a\u306e\u898f\u5b9a\u306f\u5927\u304d\u304f\u7570\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u3054\u81ea\u8eab\u306e\u8ca1\u52d9\u72b6\u6cc1\u3068\u76ee\u7684\u306b\u5408\u3063\u305f\u30d7\u30e9\u30f3\u3092\u9078\u629e\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u5fc5\u305a\u4fdd\u967a\u306e\u5c02\u9580\u5bb6\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/h6>\n\n\n\n<h3 class=\"wp-block-heading\">\uff12\u3001\u751f\u547d\u4fdd\u967a\u9000\u8077\u30d7\u30e9\u30f3 (Life Insurance Retirement Plan, LIRP)<\/h3>\n\n\n\n<p>\u3000\u89e3\u7d04\u8fd4\u623b\u91d1\uff08Cash Value\uff09\u304c\u7a4d\u307f\u7acb\u3066\u3089\u308c\u308b\u7279\u5b9a\u306e\u7a2e\u985e\u306e\u7d42\u8eab\u4fdd\u967a\uff08\u4f8b\uff1a\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u30fb\u30e9\u30a4\u30d5\u3001\u5909\u984d\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u30fb\u30e9\u30a4\u30d5\uff09\u3092\u3001\u9000\u8077\u8cc7\u91d1\u5f62\u6210\u306e\u624b\u6bb5\u3068\u3057\u3066\u6d3b\u7528\u3059\u308b\u3082\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3000\u7279\u5fb4\uff1a\u89e3\u7d04\u8fd4\u623b\u91d1\u90e8\u5206\u306f\u8ab2\u7a0e\u7e70\u5ef6\u3067\u6210\u9577\u3057\u3001\u9000\u8077\u6642\u306b\u306f\u3001\u89e3\u7d04\u8fd4\u623b\u91d1\u304b\u3089\u306e\u30ed\u30fc\u30f3\u3084\u5f15\u304d\u51fa\u3057\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u975e\u8ab2\u7a0e\u53ce\u5165\u3068\u3057\u3066\u6d3b\u7528\u3067\u304d\u308b\u3088\u3046\u306b\u8a2d\u8a08\u3055\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u6b7b\u4ea1\u6642\u306b\u306f\u3001\u53d7\u53d6\u4eba\u306b\u975e\u8ab2\u7a0e\u306e\u6b7b\u4ea1\u4fdd\u967a\u91d1\u304c\u652f\u6255\u308f\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\uff08\u3055\u304f\u3089\u65b0\u805e\u30fb2025\u5e7410\u6708\u53f7\u3088\u308a\u8ee2\u8f09\uff09<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"321\" height=\"400\" src=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_face.jpg\" alt=\"\" class=\"wp-image-4909\" style=\"width:168px;height:auto\" srcset=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_face.jpg 321w, https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_face-241x300.jpg 241w\" sizes=\"auto, (max-width: 321px) 100vw, 321px\" \/><\/figure>\n<\/div>\n\n\n<p><strong>\u30d7\u30ed\u30d5\u30a3\u30fc\u30eb<\/strong>: <strong>\u5449\u3000\u5c1a\u7950\uff08\u30aa&nbsp; \u30b5\u30f3\u30a6\uff09<\/strong><br>\u3000Financial Services Professional\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u3002\uff36\uff21\u5dde\u30a2\u30ca\u30f3\u30c7\u30fc\u30eb\u3068\uff34\uff38\u5dde\u30d2\u30e5\u30fc\u30b9\u30c8\u30f3\u3001\u30c0\u30e9\u30b9\u306b\u30aa\u30d5\u30a3\u30b9\u3092\u69cb\u3048\u3001\u751f\u547d\u4fdd\u967a\u3001Index Annuity\u3001\uff29\uff32\uff21\u3001\u6559\u80b2\u8cc7\u91d1\u3001\uff14\uff10\uff11\uff2b\u306eRoll Over\u3001\u76f8\u7d9a\u30d7\u30e9\u30f3\u306a\u3069\u3092\u6271\u3046\u3002\uff11\uff19\uff19\uff16\u5e74\u304b\u3089\uff12\uff10\uff10\uff18\u5e74\u3001\u6771\u4eac\u4e38\u306e\u5185\u3067\u65e5\u672c\u306e\u5927\u624b\u96fb\u6a5f\u30e1\u30fc\u30ab\u30fc\u3067\u306e\u52e4\u52d9\u7d4c\u9a13\u3042\u308a\u3002\u96fb\u8a71\uff14\uff11\uff10\u30fb\uff19\uff17\uff19\u30fb\uff12\uff13\uff13\uff14\u3002\uff25\u30e1\u30fc\u30eb<a href=\"mailto:ohswinner@gmail.com\">ohswinner@gmail.com<\/a><\/p>\n\n\n\n<div style=\"height:28px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/iii-media.net\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"500\" src=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2025\/12\/SakuraPaper.jpg\" alt=\"\" class=\"wp-image-4717 size-full\" srcset=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2025\/12\/SakuraPaper.jpg 600w, https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2025\/12\/SakuraPaper-300x250.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<p>\u300c\u8ce2\u3044\u5f15\u9000\u8a08\u753b\u30fb\u8cc7\u91d1\u904b\u7528\u3092\u300d\u306f\u73fe\u5728\u3001\u30ef\u30b7\u30f3\u30c8\u30f3DC\u3068\u30d2\u30e5\u30fc\u30b9\u30c8\u30f3\u3067\u767a\u884c\u3055\u308c\u3066\u3044\u308b\u300c\u3055\u304f\u3089\u65b0\u805e\u300d\u306b\u3066\u597d\u8a55\u9023\u8f09\u4e2d\u3067\u3059\u3002\u3055\u304f\u3089\u65b0\u805e\u306b\u306f\u4ed6\u306b\u3082\u305f\u3081\u306b\u306a\u308b\u30b3\u30e9\u30e0\u304c\u591a\u6570\u63b2\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u3067\u3082\u304a\u8aad\u307f\u3044\u305f\u3060\u3051\u307e\u3059\u3002<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n","protected":false},"excerpt":{"rendered":"<p>\u30a2\u30e1\u30ea\u30ab\u306e\u4fdd\u967a\u4f1a\u793e\u3092\u901a\u3058\u3066\u53d6\u308a\u6271\u3046\u3053\u3068\u306e\u3067\u304d\u308b\u9000\u8077\u5e74\u91d1\u30d7\u30e9\u30f3\u306f\u591a\u5c90\u306b\u308f\u305f\u308a\u3001\u7279\u306b\u4fdd\u967a\u5546\u54c1\u3068\u9023\u643a\u3057\u305f\u30d7\u30e9\u30f3\u304c\u3042\u308a\u307e\u3059\u3002\u4ee3\u8868\u7684\u306a\u7a2e\u985e\u3068\u4e00\u822c\u7684\u306a\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u3054\u6848\u5185\u3057\u307e\u3059\u3002 \u3000\u4e3b\u306a\u9000\u8077\u5e74\u91d1\u30d7\u30e9\u30f3\u306e\u7a2e\u985e\u3068\u7279\u5fb4 \u3000\u30a2\u30e1\u30ea\u30ab [&hellip;]<\/p>\n","protected":false},"author":1000,"featured_media":4918,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"vkexunit_cta_each_option":"","footnotes":""},"categories":[535,562],"tags":[],"class_list":["post-4931","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-column","category-562"],"_links":{"self":[{"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/posts\/4931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/users\/1000"}],"replies":[{"embeddable":true,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/comments?post=4931"}],"version-history":[{"count":2,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/posts\/4931\/revisions"}],"predecessor-version":[{"id":4935,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/posts\/4931\/revisions\/4935"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/media\/4918"}],"wp:attachment":[{"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/media?parent=4931"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/categories?post=4931"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/tags?post=4931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}