{"id":5227,"date":"2026-05-04T09:00:00","date_gmt":"2026-05-04T13:00:00","guid":{"rendered":"https:\/\/iiicareer.com\/jpn\/?p=5227"},"modified":"2026-03-20T17:39:05","modified_gmt":"2026-03-20T21:39:05","slug":"%e3%82%a2%e3%83%a1%e3%83%aa%e3%82%ab%e3%81%ae%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%8c%e6%89%b1%e3%81%86%e9%80%80%e8%81%b7%e5%b9%b4%e9%87%91%e3%83%97%e3%83%a9%e3%83%b3%e3%81%ae%e7%a8%ae%e9%a1%9e-6","status":"publish","type":"post","link":"https:\/\/iiicareer.com\/jpn\/2026\/05\/04\/%e3%82%a2%e3%83%a1%e3%83%aa%e3%82%ab%e3%81%ae%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%8c%e6%89%b1%e3%81%86%e9%80%80%e8%81%b7%e5%b9%b4%e9%87%91%e3%83%97%e3%83%a9%e3%83%b3%e3%81%ae%e7%a8%ae%e9%a1%9e-6\/","title":{"rendered":"\u78ba\u5b9a\u7533\u544a\u524d\u306b\u7bc0\u7a0e\u3092\u53d7\u3051\u3089\u308c\u308b\u91d1\u878d\u5546\u54c1"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"211\" height=\"400\" src=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_title.jpg\" alt=\"\" class=\"wp-image-4910\" style=\"width:142px;height:auto\" srcset=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_title.jpg 211w, https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_title-158x300.jpg 158w\" sizes=\"auto, (max-width: 211px) 100vw, 211px\" \/><\/figure>\n<\/div>\n\n\n<p>\u3000\u7c73\u56fd\u306e\u78ba\u5b9a\u7533\u544a\u30b7\u30fc\u30ba\u30f3\u306b\u5165\u3063\u3066\u3044\u3066\u3082\u3001\u7533\u544a\u671f\u9650\uff08\u901a\u5e38\uff14\u670815\u65e5\uff09\u307e\u3067\u306b\u62e0\u51fa\u3059\u308c\u3070\u3001\u524d\u5e74\u5ea6\u306e\u6240\u5f97\u63a7\u9664\u3092\u53d7\u3051\u3089\u308c\u308b\u4ee3\u8868\u7684\u306a\u91d1\u878d\u5546\u54c1\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\uff11\u3001\u4f1d\u7d71\u7684\u500b\u4eba\u9000\u8077\u5e74\u91d1 <\/strong>\uff08Traditional IRA\uff09 : \u6240\u5f97\u63a7\u9664\u3092\u53d7\u3051\u3089\u308c\u308b\u6700\u3082\u4ee3\u8868\u7684\u306a\u5546\u54c1\u3067\u3059\u3002<\/p>\n\n\n\n<p>&nbsp; \u3010\u7bc0\u7a0e\u52b9\u679c\u3011 \u62e0\u51fa\u3057\u305f\u91d1\u984d\u304c\u8ab2\u7a0e\u5bfe\u8c61\u6240\u5f97\u304b\u3089\u5dee\u3057\u5f15\u304b\u308c\u307e\u3059\u3002\uff08\u6240\u5f97\u6c34\u6e96\u3084\u8077\u5834\u3067\u306e\u9000\u8077\u30d7\u30e9\u30f3\u306e\u6709\u7121\u306b\u3088\u308a\u5236\u9650\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\uff09<\/p>\n\n\n\n<p>&nbsp;\u3010\u62e0\u51fa\u671f\u9650\u3011\uff12\uff10\uff12\uff15\u5e74\u5ea6\u5206\u3067\u3042\u308c\u3070\u3001\uff12\uff10\uff12\uff16\u5e74\uff14\u670815\u65e5\u307e\u3067\u306b\u5165\u91d1\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>&nbsp;\u3010\u62e0\u51fa\u9650\u5ea6\u984d\uff08\uff12\uff10\uff12\uff15\u5e74\u57fa\u6e96\uff09\u3011\uff17\uff10\uff10\uff10\u30c9\u30eb\uff0850\u6b73\u672a\u6e80\uff09\u3001\uff18\uff10\uff10\uff10\u30c9\u30eb\uff0850\u6b73\u4ee5\u4e0a\uff09<\/p>\n\n\n\n<p>\u3000\u6ce8\u610f: Roth IRA\u306f\u7a0e\u5f15\u5f8c\u306e\u8cc7\u91d1\u3067\u6295\u8cc7\u3059\u308b\u305f\u3081\u3001\u73fe\u5728\u306e\u6240\u5f97\u63a7\u9664\u306b\u306f\u306a\u308a\u307e\u305b\u3093\u304c\u3001\u5c06\u6765\u306e\u5f15\u304d\u51fa\u3057\u6642\u306b\u975e\u8ab2\u7a0e\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\uff12\u3001\u533b\u7642\u8caf\u84c4\u53e3\u5ea7<\/strong> \uff08HSA: Health Savings Account\uff09<\/p>\n\n\n\n<p>\u3000\u9ad8\u514d\u8cac\u984d\uff08High Deductible\uff09\u306e\u5065\u5eb7\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u65b9\u306b\u3068\u3063\u3066\u3001\u975e\u5e38\u306b\u5f37\u529b\u306a\u7bc0\u7a0e\u30c4\u30fc\u30eb\u3067\u3059\u3002<\/p>\n\n\n\n<p>&nbsp;\u3010\u7bc0\u7a0e\u52b9\u679c\u3011\u62e0\u51fa\u984d\u306e\u5168\u984d\u304c\u6240\u5f97\u63a7\u9664\u306e\u5bfe\u8c61\u3068\u306a\u308a\u3001\u533b\u7642\u76ee\u7684\u3067\u306e\u5f15\u304d\u51fa\u3057\u3067\u3042\u308c\u3070\u904b\u7528\u76ca\u3082\u975e\u8ab2\u7a0e\u3067\u3059\u3002<\/p>\n\n\n\n<p>&nbsp;\u3010\u62e0\u51fa\u671f\u9650\u3011\u78ba\u5b9a\u7533\u544a\u671f\u9650\u306e\uff12\uff10\uff12\uff16\u5e74\uff14\u670815\u65e5\u307e\u3067\u3067\u3059\u3002<\/p>\n\n\n\n<p>&nbsp;\u3010\u62e0\u51fa\u9650\u5ea6\u984d&nbsp; \uff08\uff12\uff10\uff12\uff15\u5e74\u57fa\u6e96\uff09\u3011\u500b\u4eba\uff1a\uff14\uff13\uff10\uff10\u30c9\u30eb\u3001\u5bb6\u65cf\uff1a\uff18\uff15\uff15\uff10\u30c9\u30eb\u300155\u6b73\u4ee5\u4e0a\u306f \uff11\uff10\uff10\uff10\u30c9\u30eb\u306e\u8ffd\u52a0\u62e0\u51fa\u304c\u53ef\u80fd<\/p>\n\n\n\n<p><strong>\uff13\u3001\u81ea\u55b6\u696d\u8005\u5411\u3051\u9000\u8077\u5e74\u91d1 <\/strong>\uff08\uff33\uff25\uff30\u3000\uff29\uff32\uff21\uff09<\/p>\n\n\n\n<p>\u3000\u30d3\u30b8\u30cd\u30b9\u3092\u904b\u55b6\u3057\u3066\u3044\u308b\u65b9\u3084\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u3068\u3057\u3066\u53ce\u5165\u304c\u3042\u308b\u5834\u5408\u306b\u6709\u7528\u3067\u3059\u3002<\/p>\n\n\n\n<p>&nbsp;\u3010\u7bc0\u7a0e\u52b9\u679c\u3011\u30d3\u30b8\u30cd\u30b9\u6240\u5f97\u306e\u4e00\u5b9a\u5272\u5408\u307e\u3067\u63a7\u9664\u3067\u304d\u308b\u305f\u3081\u3001\u63a7\u9664\u9650\u5ea6\u984d\u304c\u975e\u5e38\u306b\u9ad8\u3044\u306e\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n\n\n\n<p>&nbsp;\u3010\u62e0\u51fa\u671f\u9650\u3011 \u78ba\u5b9a\u7533\u544a\u671f\u9650\u307e\u3067\u3067\u3059\u304c\u3001\u5ef6\u9577\u7533\u8acb\u3092\u3057\u305f\u5834\u5408\u306f\u5ef6\u9577\u671f\u9650\uff0810\u670815\u65e5\uff09\u307e\u3067\u306e\u62e0\u51fa\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p>&nbsp;\u3010\u62e0\u51fa\u9650\u5ea6\u984d\u3011\u7d14\u5229\u76ca\u306e\u7d0420\u301c25\uff05\uff08\u6700\u5927 \uff16\u4e07\uff19\uff10\uff10\uff10\u30c9\u30eb\u307e\u3067\u3001\uff12\uff10\uff12\uff15\u5e74\u57fa\u6e96\uff09<\/p>\n\n\n\n<p>\u3000Saver&#8217;s Credit \uff08\u8caf\u84c4\u8005\u7a0e\u984d\u63a7\u9664\uff09\uff1a \u6240\u5f97\u304c\u4e00\u5b9a\u6c34\u6e96\u4ee5\u4e0b\u306e\u5834\u5408\u3001\u9000\u8077\u91d1\u53e3\u5ea7\u306b\u62e0\u51fa\u3059\u308b\u3068\u6240\u5f97\u63a7\u9664\u3068\u306f\u5225\u306b\u3001\u8ffd\u52a0\u306e\u7a0e\u984d\u63a7\u9664\uff08Tax Credit\uff09\u3092\u53d7\u3051\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3054\u81ea\u8eab\u306e\u53d7\u7d66\u8cc7\u683c\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u3092\u304a\u52e7\u3081\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3000<strong>\u81ea\u55b6\u696d\u8005\uff08\u5e74\u53ce \uff18\u4e07\u30c9\u30eb\uff09\u5411\u3051\u306e\u5177\u4f53\u7684\u306a\u7bc0\u7a0e\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/strong><\/p>\n\n\n\n<p>\u3000\u5e74\u53ce\u304c\u7d048\u4e07\u30c9\u30eb\u306e\u5834\u5408\u3001\u7a0e\u8ca0\u62c5\u3092\u8efd\u6e1b\u3057\u306a\u304c\u3089\u30ea\u30bf\u30a4\u30a2\u30e1\u30f3\u30c8\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u305f\u3081\u306b\u3001\uff33\uff25\uff30\u3000\uff29\uff32\uff21\u3068\uff28\uff33\uff21\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u306e\u304c\u6700\u3082\u4e00\u822c\u7684\u3067\u52b9\u7387\u7684\u3067\u3059\u3002\u3055\u3089\u306b\u591a\u304f\u8caf\u84c4\u3057\u305f\u3044\u5834\u5408\u306f Solo 401\uff08k\uff09 \u3092\u691c\u8a0e\u3057\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"254\" src=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/03\/oh1-1.jpg\" alt=\"\" class=\"wp-image-5228\" srcset=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/03\/oh1-1.jpg 710w, https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/03\/oh1-1-300x107.jpg 300w\" sizes=\"auto, (max-width: 710px) 100vw, 710px\" \/><\/figure>\n<\/div>\n\n\n<p><strong>\uff11\u3001\u6700\u3082\u304a\u3059\u3059\u3081\u306e\u7d44\u307f\u5408\u308f\u305b\uff1a<\/strong>SEP IRA + HSA<\/p>\n\n\n\n<p>\u3000\u3053\u306e\u6240\u5f97\u6c34\u6e96\u3067\u3001\u6700\u3082\u624b\u7d9a\u304d\u304c\u7c21\u5358\u304b\u3064\u52b9\u679c\u7684\u306a\u65b9\u6cd5\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u30fb\uff33\uff25\uff30\u3000\uff29\uff32\uff21\uff08Simplified Employee Pension\uff09\uff1a<\/p>\n\n\n\n<p>\u3000\u25e6\u30e1\u30ea\u30c3\u30c8: \u66f8\u985e\u304c\u30b7\u30f3\u30d7\u30eb\u3067\u7ba1\u7406\u8cbb\u7528\u304c\u307b\u3068\u3093\u3069\u304b\u304b\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u3000\u25e6\u63a7\u9664\u9650\u5ea6\u984d: \u7d14\u5229\u76ca\uff08Net Profit\uff09\u306e\u7d04 20\uff05\u307e\u3067\u62e0\u51fa\u53ef\u80fd\u3067\u3059\u3002\uff18\u4e07\u30c9\u30eb\u306e\u5834\u5408\u3001\u7d04 \uff11\u4e07\uff16\uff10\uff10\uff10\u30c9\u30eb\u3092\u6240\u5f97\u304b\u3089\u63a7\u9664\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3000\u25e6\u67d4\u8edf\u6027: \u53ce\u5165\u304c\u5c11\u306a\u3044\u5e74\u306f\u5c11\u306a\u304f\u3001\u591a\u3044\u5e74\u306f\u591a\u304f\u62e0\u51fa\u3067\u304d\u308b\u305f\u3081\u3001\u81ea\u55b6\u696d\u8005\u306b\u6700\u9069\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u30fb\uff28\uff33\uff21 \uff08Health Savings Account\uff09\uff1a<\/p>\n\n\n\n<p>\u3000\u25e6\u6761\u4ef6: \u300c\u9ad8\u514d\u8cac\u984d\uff08High Deductible\uff09\u300d\u306e\u5065\u5eb7\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3000\u25e6\u30e1\u30ea\u30c3\u30c8: \uff18\u4e07\u30c9\u30eb\u306e\u6240\u5f97\u5c64\uff08\u7a0e\u7387\u533a\u5206\u7d0422\uff05\uff09\u306e\u5834\u5408\u3001\u5bb6\u65cf\u30d7\u30e9\u30f3\u3067 \uff18\uff15\uff15\uff10\u30c9\u30eb\u3092\u62e0\u51fa\u3059\u308c\u3070\u3001\u5373\u5ea7\u306b\uff11\uff18\uff18\uff10\u30c9\u30eb\u4ee5\u4e0a\u306e\u7bc0\u7a0e\u306b\u306a\u308a\u307e\u3059\u3002\u533b\u7642\u8cbb\u3068\u3057\u3066\u4f7f\u3046\u969b\u306f\u904b\u7528\u76ca\u3082\u542b\u3081\u5b8c\u5168\u306b\u975e\u8ab2\u7a0e\u3068\u306a\u308b\u300c\u6700\u5f37\u306e\u7bc0\u7a0e\u53e3\u5ea7\u300d\u3067\u3059\u3002<\/p>\n\n\n\n<p><strong>\uff12\u3001\u6700\u5927\u9650\u306b\u8caf\u84c4\u3057\u305f\u3044\u5834\u5408<\/strong>\uff1aSolo 401\uff08k\uff09<\/p>\n\n\n\n<p>\u3000\u7bc0\u7a0e\u984d\u3092\u6700\u5927\u5316\u3057\u3066\u3001\u8ab2\u7a0e\u5bfe\u8c61\u6240\u5f97\u3092\u5927\u5e45\u306b\u4e0b\u3052\u305f\u3044\u5834\u5408\u306b\u6709\u5229\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u30fb\u63a7\u9664\u9650\u5ea6\u984d: \uff33\uff25\uff30\u3000\uff29\uff32\uff21\u3088\u308a\u3082\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3000\u25e6\u5f93\u696d\u54e1\u5206\uff08Employee\uff09: \u6240\u5f97\u306e\u3046\u3061\uff12\u4e07\uff13\uff15\uff10\uff10\u30c9\u30eb\u307e\u3067\u512a\u5148\u7684\u306b\u63a7\u9664\u3002<\/p>\n\n\n\n<p>\u3000\u25e6\u96c7\u7528\u4e3b\u5206\uff08Employer\uff09: \u6b8b\u308a\u306e\u6240\u5f97\u306e\u7d0420\uff05\u3092\u3055\u3089\u306b\u63a7\u9664\u3002<\/p>\n\n\n\n<p>\u3000\u25e6\u7d50\u679c: \uff18\u4e07\u30c9\u30eb\u306e\u6240\u5f97\u304b\u3089\uff13\u4e07\u30c9\u30eb\u4ee5\u4e0a \u3092\u63a7\u9664\u3059\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3001\u8ab2\u7a0e\u6240\u5f97\u3092\uff15\u4e07\u30c9\u30eb\u4ee5\u4e0b\u306b\u6291\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u30fb\u6ce8\u610f\u70b9: \u524d\u5e74\u5ea6\u5206\u306e\u305f\u3081\u306b\u4eca\u304b\u3089\u65b0\u898f\u958b\u8a2d\u3059\u308b\u306e\u306f\u9593\u306b\u5408\u308f\u306a\u3044\u5834\u5408\u304c\u3042\u308a\u307e\u3059\uff08\u901a\u5e38\u3001\u8a72\u5f53\u5e74\u5ea6\u672b\u307e\u3067\u306b\u958b\u8a2d\u304c\u5fc5\u8981\uff09\u3002\u5c06\u6765\u306e\u305f\u3081\u306e\u5f37\u529b\u306a\u30c4\u30fc\u30eb\u3068\u3057\u3066\u691c\u8a0e\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p><strong>\uff13\u3001\u6240\u5f97\u5236\u9650\u306e\u78ba\u8a8d<\/strong>\uff1aTraditional IRA<\/p>\n\n\n\n<p>\u30fb\u6ce8\u610f\uff1a\u672c\u4eba\u307e\u305f\u306f\u914d\u5076\u8005\u304c\u3001\u4ed6\u306e\u8077\u5834\u3067\u30ea\u30bf\u30a4\u30a2\u30e1\u30f3\u30c8\u30d7\u30e9\u30f3\uff08401k\u306a\u3069\uff09\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u5834\u5408\u3001\uff18\u4e07\u30c9\u30eb\u306e\u6240\u5f97\u6c34\u6e96\u3067\u306f\u6240\u5f97\u63a7\u9664\u304c \u5236\u9650\u3055\u308c\u308b\u304b\u3001\u53d7\u3051\u3089\u308c\u306a\u3044 \u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3000\u7d14\u7c8b\u306a\u81ea\u55b6\u696d\u8005\u3067\u4ed6\u306b\u30d7\u30e9\u30f3\u304c\u306a\u3044\u5834\u5408\u306f\u3001\u5168\u984d\uff08\uff17\uff10\uff10\uff10\u30c9\u30eb\uff09\u63a7\u9664\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"371\" src=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/03\/oh2-1.jpg\" alt=\"\" class=\"wp-image-5229\" style=\"aspect-ratio:1.9137975006375925;width:519px;height:auto\" srcset=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/03\/oh2-1.jpg 710w, https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/03\/oh2-1-300x157.jpg 300w\" sizes=\"auto, (max-width: 710px) 100vw, 710px\" \/><\/figure>\n<\/div>\n\n\n<p><strong>\u3000\u7d50\u8ad6\u3068\u3057\u3066\u3001\u3069\u308c\u304c\u4e00\u756a\u6709\u5229\u304b\uff1f<\/strong><\/p>\n\n\n\n<p>\u3000<strong>\uff11\u3001 \u4eca\u3059\u3050\uff12\uff10\uff12\uff15\u5e74\u5ea6\u306e\u7a0e\u91d1\u3092\u6e1b\u3089\u3057\u305f\u3044\u306a\u3089\uff1a<\/strong>\uff33\uff25\uff30\u3000\uff29\uff32\uff21\u3092\u958b\u8a2d\u3057\u3001\u7533\u544a\u671f\u9650\uff084\u670815\u65e5\uff09\u307e\u3067\u306b\u62e0\u51fa\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u3053\u308c\u304c\u6700\u3082\u65e9\u304f\u3066\u78ba\u5b9f\u306a\u65b9\u6cd5\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3000<strong>\uff12\u3001 \u5065\u5eb7\u4fdd\u967a\u306e\u6761\u4ef6\u304c\u5408\u3046\u306a\u3089\uff1a<\/strong>\u307e\u305a HSA \u306e\u67a0\u3092\u512a\u5148\u7684\u306b\u57cb\u3081\u3066\u304f\u3060\u3055\u3044\u3002\u7bc0\u7a0e\u52b9\u7387\u304c\u6700\u3082\u9ad8\u3044\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3000<strong>\uff13\u3001\u9577\u671f\u7684\u306b\u7a0e\u91d1\u3092\u6700\u5c0f\u5316\u3057\u305f\u3044\u306a\u3089<\/strong>\uff1a\u4eca\u5e74\u306f\uff33\uff25\uff30\u3000\uff29\uff32\uff21\u3092\u6d3b\u7528\u3057\u3001\u6765\u5e74\u5206\u304b\u3089\u306f Solo 401\uff08k\uff09 \u3092\u5229\u7528\u3067\u304d\u308b\u3088\u3046\u4eca\u304b\u3089\u6e96\u5099\u3059\u308b\u3053\u3068\u3092\u304a\u52e7\u3081\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\u3000\u8ffd\u52a0\u30a2\u30c9\u30d0\u30a4\u30b9\uff1a<\/strong>\u81ea\u55b6\u696d\u8005\u306f\u6240\u5f97\u306e15\u30fb3\uff05\u306e\u81ea\u55b6\u696d\u7a0e\uff08Self-Employment Tax\uff09\u3092\u652f\u6255\u3046\u5fc5\u8981\u304c\u3042\u308b\u305f\u3081\u3001\u3053\u308c\u3089\u306e\u53e3\u5ea7\u3092\u901a\u3058\u305f\u6240\u5f97\u63a7\u9664\u306f\u3001\u4f1a\u793e\u54e1\u3088\u308a\u3082\u7bc0\u7a0e\u306e\u30e1\u30ea\u30c3\u30c8\u3092\u3088\u308a\u5f37\u304f\u5b9f\u611f\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3000\u7686\u3055\u3093\u305d\u308c\u305e\u308c\u306e\u30a4\u30f3\u30ab\u30e0\u304c\u9055\u3046\u306e\u3067\u3001\u78ba\u5b9a\u7533\u544a\uff08Tax Filing\uff09\u306e\u969b\u306b\u7a0e\u91d1\u306e\u512a\u9047\u3092\u53d7\u3051\u305f\u3044\u5834\u5408\u306f\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u76f8\u8ac7\u3059\u308c\u3070\u3001\u3088\u308a\u8a73\u3057\u304f\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u30d7\u30e9\u30f3\u3092\u63d0\u4f9b\u3057\u3066\u8cb0\u3048\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\uff08\u3055\u304f\u3089\u65b0\u805e\u30fb2026\u5e742\u6708\u53f7\u3088\u308a\u8ee2\u8f09\uff09<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"321\" height=\"400\" src=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_face.jpg\" alt=\"\" class=\"wp-image-4909\" style=\"width:168px;height:auto\" srcset=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_face.jpg 321w, https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2026\/01\/oh_face-241x300.jpg 241w\" sizes=\"auto, (max-width: 321px) 100vw, 321px\" \/><\/figure>\n<\/div>\n\n\n<p><strong>\u30d7\u30ed\u30d5\u30a3\u30fc\u30eb<\/strong>: <strong>\u5449\u3000\u5c1a\u7950\uff08\u30aa&nbsp; \u30b5\u30f3\u30a6\uff09<\/strong><br>\u3000Financial Services Professional\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u3002\uff36\uff21\u5dde\u30a2\u30ca\u30f3\u30c7\u30fc\u30eb\u3068\uff34\uff38\u5dde\u30d2\u30e5\u30fc\u30b9\u30c8\u30f3\u3001\u30c0\u30e9\u30b9\u306b\u30aa\u30d5\u30a3\u30b9\u3092\u69cb\u3048\u3001\u751f\u547d\u4fdd\u967a\u3001Index Annuity\u3001\uff29\uff32\uff21\u3001\u6559\u80b2\u8cc7\u91d1\u3001\uff14\uff10\uff11\uff2b\u306eRoll Over\u3001\u76f8\u7d9a\u30d7\u30e9\u30f3\u306a\u3069\u3092\u6271\u3046\u3002\uff11\uff19\uff19\uff16\u5e74\u304b\u3089\uff12\uff10\uff10\uff18\u5e74\u3001\u6771\u4eac\u4e38\u306e\u5185\u3067\u65e5\u672c\u306e\u5927\u624b\u96fb\u6a5f\u30e1\u30fc\u30ab\u30fc\u3067\u306e\u52e4\u52d9\u7d4c\u9a13\u3042\u308a\u3002\u96fb\u8a71\uff14\uff11\uff10\u30fb\uff19\uff17\uff19\u30fb\uff12\uff13\uff13\uff14\u3002\uff25\u30e1\u30fc\u30eb<a href=\"mailto:ohswinner@gmail.com\">ohswinner@gmail.com<\/a><\/p>\n\n\n\n<div style=\"height:28px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/iii-media.net\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"500\" src=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2025\/12\/SakuraPaper.jpg\" alt=\"\" class=\"wp-image-4717 size-full\" srcset=\"https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2025\/12\/SakuraPaper.jpg 600w, https:\/\/iiicareer.com\/jpn\/wp-content\/uploads\/2025\/12\/SakuraPaper-300x250.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<p>\u300c\u8ce2\u3044\u5f15\u9000\u8a08\u753b\u30fb\u8cc7\u91d1\u904b\u7528\u3092\u300d\u306f\u73fe\u5728\u3001\u30ef\u30b7\u30f3\u30c8\u30f3DC\u3068\u30d2\u30e5\u30fc\u30b9\u30c8\u30f3\u3067\u767a\u884c\u3055\u308c\u3066\u3044\u308b\u300c\u3055\u304f\u3089\u65b0\u805e\u300d\u306b\u3066\u597d\u8a55\u9023\u8f09\u4e2d\u3067\u3059\u3002\u3055\u304f\u3089\u65b0\u805e\u306b\u306f\u4ed6\u306b\u3082\u305f\u3081\u306b\u306a\u308b\u30b3\u30e9\u30e0\u304c\u591a\u6570\u63b2\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u3067\u3082\u304a\u8aad\u307f\u3044\u305f\u3060\u3051\u307e\u3059\u3002<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n","protected":false},"excerpt":{"rendered":"<p>\u3000\u7c73\u56fd\u306e\u78ba\u5b9a\u7533\u544a\u30b7\u30fc\u30ba\u30f3\u306b\u5165\u3063\u3066\u3044\u3066\u3082\u3001\u7533\u544a\u671f\u9650\uff08\u901a\u5e38\uff14\u670815\u65e5\uff09\u307e\u3067\u306b\u62e0\u51fa\u3059\u308c\u3070\u3001\u524d\u5e74\u5ea6\u306e\u6240\u5f97\u63a7\u9664\u3092\u53d7\u3051\u3089\u308c\u308b\u4ee3\u8868\u7684\u306a\u91d1\u878d\u5546\u54c1\u304c\u3042\u308a\u307e\u3059\u3002 \uff11\u3001\u4f1d\u7d71\u7684\u500b\u4eba\u9000\u8077\u5e74\u91d1 \uff08Traditional IRA\uff09 : \u6240\u5f97\u63a7\u9664\u3092\u53d7\u3051 [&hellip;]<\/p>\n","protected":false},"author":1000,"featured_media":4918,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"sns_share_botton_hide":"","vkExUnit_sns_title":"","_vk_print_noindex":"","sitemap_hide":"","_veu_custom_css":"","veu_display_promotion_alert":"common","vkexunit_cta_each_option":"","footnotes":""},"categories":[535,562],"tags":[628,629,638,627,636,637,631,630,639,635],"class_list":["post-5227","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-column","category-562","tag-401k","tag-hsa","tag-hsa-health-savings-account","tag-retirement-planning","tag-636","tag-traditional-ira","tag-631","tag-630","tag-639","tag-635"],"veu_head_title_object":{"title":"","add_site_title":""},"_links":{"self":[{"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/posts\/5227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/users\/1000"}],"replies":[{"embeddable":true,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/comments?post=5227"}],"version-history":[{"count":3,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/posts\/5227\/revisions"}],"predecessor-version":[{"id":5235,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/posts\/5227\/revisions\/5235"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/media\/4918"}],"wp:attachment":[{"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/media?parent=5227"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/categories?post=5227"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iiicareer.com\/jpn\/wp-json\/wp\/v2\/tags?post=5227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}